General Finance For example, ability to cover a financial emergency; meet basic expenses; having adequate financial management skills; access to financial advice, products and supports; money for more than basic needs; sets and pursues long-term financial goals;...
Cover a financial emergency Finance For example, can access money in an emergency; has strategies for when money is short or there is an unexpected expense; has some ‘rainy day’ savings; can draw on other resources to assist. Question 1: Think about your ability to...
Meet basic expenses Finance For example, you might have a tight but stable budget; sufficient income to cover all necessary outgoings; ability to meet expenses and pay bills; manageable debt; can meet your immediate needs; have control over finances. Question 1: Think...
Financial management skills Finance For example, able to manage your own money, make decisions about financial matters and deal with letters and financial forms; budget to live within your means; understand how to use and manage bank accounts; keep track of expenses;...
Access to financial advice, products and supports Finance For example, access to affordable payment plans; to suitable financial products; to financial advice; access to debt management, debt counselling and solutions; knowing who to ask and where to go for financial...
Money for more than basic needs Finance For example, having access to disposable cash; increased income for non-essential things; able to afford some little extras; have the financial freedom to enjoy life. Question 1: Think about your having money for more than...